Saturday, April 5, 2014

In this context, and responding to the original question of this text, it is observed that microfin

What is the bank of the Solo Entrepreneur? : Small Business & Finance
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Link to a financial institution for a particular audience is a difficult task and often the result of efficient and targeted advertising campaigns that enable positive customer perception that relationship. After all, there are seats for everyone: have one that is made for your company or for you, is the bank for all the bank has on the planet and one that speaks your language. All chasing a client, person or entity who, increasingly, are picky and have to their credit, the benefit of the research is to exchange, whether of goods or services.
A new customer enters the fray, perhaps even without major marketing needs for financial institutions, but with a movement of quiet growth and successful, round table hours that in a short time, could become the figurehead of the formal entrepreneurship country: round table hours the Individual Entrepreneur.
According to research by Sebrae released earlier this month, throughout Brazil, they are more than 2.5 million, with CNPJ and social security rights. In the North, Northeast and Midwest, now account for more than half of small formal enterprises, which, in addition, are composed of micro and small enterprises. round table hours In the Southeast Region, the number of Individual Entrepreneurs now reaches round table hours 49% of these companies. Because the formalization and the possibility round table hours of issuing invoice, seek new markets, for example, round table hours sales to governments, especially municipal, as well as other larger companies, since they are professionals who focus on segments trade and services.
This same research highlights that 90% of respondents say they have searched the bank for credit, which may show a lack of identification with this public financial institutions. Also a second important point is that the universe of entrepreneurs who sought credit, more than half failed round table hours (52%), which is a significant improvement compared to the last year's survey round table hours (42%) number, which may indicate an improvement risk classification of these entrepreneurs. The third point to make is that public banks are the most popular (68%), followed by private banks (27%) of credit unions (4%) of individuals (3%) and Oscips (2%) . However, when the question is focused on the success of the entrepreneur in getting the loan sought, it is observed that there is an inversion of the institutions, since 89% of those who sought credit managed to get it in Oscips; 79% in credit unions; 62% in private banks; and 50% in public sector banks.
Opening the list of banks that are providing credit round table hours to individual round table hours entrepreneurs, it is observed that the Microcredit Institutions are the most cited by entrepreneurs (93%), followed by credit unions (79%), Itaú (65%), Bank of the Northeast (61%), Bradesco (60%), Santander (59%), the Bank of Brazil (42%), Caixa Economica Federal (35%) and Banco da Amazônia (26%). round table hours
In this context, and responding to the original question of this text, it is observed that microfinance institutions and credit unions have distinguished themselves in action with the segment; However, public banks, which have in their favor the natural vocation in service via national support programs, and private institutions that have realized the potential of this niche market, can move forward and provide conditions for greater access to financial products and services round table hours million for Solo Entrepreneurs who have not yet reached the financial system for credit - so the game is opened. How to do this? Well this is a topic for another post. There.
Excellent matter What is the Bank of Individual Entrepreneur. In daily life we noticed that private banks are more welcoming with this public opening accounts and granting small credits than official banks. An interesting example was one Bradesco bank manager in Macapa that went to the post Sebrae the Commercial Registry of Amapá to learn more about the Solo Entrepreneur because everyday a new EI appeared in your agency. With the information obtained from the bank intended to identify how they could meet this new category of company

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