Are you familiar with the situation, when the end of the month and the amount on the card is emptie

Are you familiar with the situation, when the end of the month and the amount on the card is emptied? And if the advance / retard salary for a day or two even have to take? I've found that a lot of colleagues are experiencing the exact same problem, bbq trailers for sale regardless of the level of wages - in two to three times higher - still all is spent. Post a discussion, it is interesting to know your experience in solving this problem. My option is on. Why is this happening? Probably because you keep in mind a figure associate it with an interval of a month, and the brain automatically distributes this amount, assuming a reasonable use of available resources fully for maximum pleasure / incentives. Stash does not work, all the money goes. As an option out of the situation bbq trailers for sale - decide to postpone once a month during whatever it was, then the brain will be reconstructed on the balance amount. And it is important to shift the money to another account that was used only in the head residue. As in the book "The Richest Man of Babylon." I suspect that people bbq trailers for sale doing business / freelancing is a problem less pronounced, because the income is not stable and the brain does not plan to waste forth, bbq trailers for sale plus realizes that need financial cushion. What do you think about this?
Encyclopedia on Nokia Lumia Habrahabr
+30 Andll, March 4, 2013 at 23:06 #

Russia is big. We have to work, for example, for many years no no envelopes. All only by bank transfer. And many of my friends - too. Sometimes this policy of the party (like us), sometimes depends bbq trailers for sale on how the contract.
The fact that I'm bbq trailers for sale not the capital of our country. Scope of software development is not very developed, competition is minimal, so the authorities can not afford to do what he wants. No one job did not get white officers sn but in practice Gazprom while studying at university.

Not quite. RFP (SHR) is when you know that the salary is, but do not know its sign. That is in the envelope should be $ 100, but do not open the envelope, bbq trailers for sale you will not know you got $ 100 or now have the same number.
Way out of the situation - to keep a log of expenses and do not spend money on useless crap. Select the article "housing" "for vehicles / clothes / repair", "eating", "leisure", and the rest - to save. And think twice if you need a car with all its costs and risks, given that the money from the sale of the vehicle may "work" in the contribution. And before the waste accumulated also worth thinking about the potential losses, because it could lay accumulated in deposits / mortgage itself and increase by 10-20% per year.
Also struck up a notebook, then any application on the phone - it was interesting to leaking salary so tough. bbq trailers for sale As a result, saw everything clearly, no mystique (what I hoped). Let's just say, notebook brought me peace of mind, and not helped reduce costs :) So now I'm at it scored and relaxed
After his marriage suffered so too. My wife and I lasted almost a year. As a result, scored as like all the money is spent "on the case", bbq trailers for sale but it's still not enough. The situation is complicated when the child was born and the family income has fallen dramatically. We can say more than doubled (salary wife nearly the same. As I + charges on the child, regardless of state aid the first year) - it turns out you can live on half the income)))
And we usually every six to twelve months 1-2 months collect all checks. It helps to plan and see real inflation) Ie you know about that next month you have to 10-12-15 - ... thou defer to the "current" expenses, and the rest can be spent with a clear conscience.

yes, but, in my opinion, this is not the case. Entries in a notebook a couple of clicks you not prossumiruete not smash into groups, are not counted quickly receipts and expenditures for the month. Just write, especially if there bring any small recording (type in metro) without ordering meaningless.
And who said that IT is not used for analysis? Perhaps notebook - this raw data (possibly with a small pre-ordering of this type is a page for products, as it is for trips), which are then analyzed by software. Data collection and analysis - different tasks. A collection - a task more often than analysis (unless of course in real-time analysis is not needed).
One table in Google Docs. Per month - a new table + common template from which created monthly tables. Works very well. I also use mint.com (works bbq trailers for sale in the U.S. and Canada). This helps to better see the big picture. But to track individual spending - Google Docs fits perfectly.
Well, in the bank deposit money is unlikely to "work", and with the machine but you can spend less time on the road to work / shop, which means there will be more free time for other useful bbq trailers for sale things or simply relax.
About the car and free time is not a fact. OT on the road (including its expectation) can usually be parallels with such activities as reading, watching movies, etc. Again, once the cork kilometer away from where on OT I just go out and take a walk tenth